Isle of Wight County · Connecticut

Sell Your Foreclosure House Fast in Smithfield

Connecticut is a strictly judicial foreclosure state, meaning every foreclosure must go through the Superior Court system — there is no non-judicial or 'power of sale' process available to lenders here. Under Connecticut General Statutes § 49-1 through § 49-30, a lender must file a foreclosure complaint in Superior Court after a borrower defaults, and the process typically takes anywhere from 6 to 18 months depending on court volume, whether the borrower contests the action, and the specific foreclosure method ordered. Connecticut actually uses two distinct court-ordered remedies: 'strict foreclosure,' where the court sets a Law Day by which the homeowner must redeem the property or lose title directly to the lender without a public auction, and 'foreclosure by sale,' where the court appoints a committee to sell the property at public auction. Homeowners have a statutory right of redemption up until the Law Day (in strict foreclosure) or the date of the committee sale, and Connecticut courts have historically shown willingness to grant Law Day extensions upon motion, giving homeowners meaningful — though time-limited — opportunities to sell, refinance, or negotiate with their lender before losing the property entirely.

• Cash offer within 24 hours — stop the auction clock
• We can close before your foreclosure date
• Protect your credit — avoid a foreclosure record
• No repairs, no showings, no commissions