Title Problems in New York? We Buy Houses With Liens & Title Issues
New York title issues frequently involve judgment liens (which attach to all real property in the county where recorded), mechanic's liens, estate liens from decedent debts, municipality water and sewer liens, and HPD violations in New York City. New York City properties may also have HDFC, PACE, or NYC HPD regulatory agreements that restrict transfer. New York's expansive lien law and court system mean title curative work may require court proceedings in some cases.
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Title Problems & Liens in New York — FAQ
Yes — in New York, a judgment docketed in the county clerk's office automatically becomes a lien on all real property the debtor owns in that county. The lien must be paid off or subordinated before transfer.
NYC HPD (Housing Preservation and Development) violations for building code issues can become liens if not corrected. We buy NYC properties with open HPD violations and handle resolution after closing.
In New York, contractors have 8 months (4 months for single-family homeowner improvements) to file a mechanic's lien after the last day of work. These are filed with the county clerk and must be resolved before closing.
Yes. Estate administration liens, NYS tax warrants, and IRS liens are paid from sale proceeds at closing. We work with your estate attorney and the taxing authorities to ensure clean title.
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